Deposit Rates
  

 Checking and Saving Accounts

  

 Certificates of Deposit
     

  
  
Rate Chart for Checking and Saving Accounts
  

Rates effective January 3, 2012
THESE RATES MAY EXPIRE WITHOUT NOTICE

TYPE

INTEREST RATE

MINIMUM DEPOSIT

APY*

COMPOUNDING FREQUENCY

City National Club Checking

.15

Must be Silver or Gold Level

.15 

Monthly

Premier Checking
$0 - $24,999.99

.05

$1,000.00

.05

Monthly

Premier Checking
$25,000.00 - $49,999.99

.10

$1,000.00

.10

Monthly

Premier Checking
$50,000.00 - $99,999.99

.15

$1,000.00

.15

Monthly

Premier Checking
$100,000.00 and above

.20

$1,000.00

.20

Monthly

Money Market $2,500.00 and below

.05 

$2,500.00

.05

Monthly

Money Market $2,500.00 - $49,999.99 

.15

$2,500.00

.15

Monthly

Money Market $50,000.00 - $99,999.99

.15

$50,000.00

.15

Monthly

Money Market $100,000.00 and above

.20

$100,000.00

.20

Monthly

Savings

.05

up to $100.00

.05

Quarterly

Savings

.10

$100.00

.10

Quarterly

Savings

.10

$500.00

.10

Quarterly

Savings

.10

$1,000.00

.10

Quarterly

 

For savings, checking and business accounts, rates may changes after the account is opened. Fees may also reduce earnings on the account.

 

*Annual Percentage Yield

 

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Rate Chart for Certificates of Deposit
  

 Rates effective January 3, 2012
THESE RATES MAY EXPIRE WITHOUT NOTICE 

 

TYPE

INTEREST RATE 

DEPOSIT MINIMUM

 APY* 

COMPOUNDING FREQUENCY 

91 day

.10

$500.00

.10

 Maturity 

182 day

.25

 $500.00 

.25

Maturity
9 month

.35

$500.00

.35

Maturity

12 month 

.40

$500.00

.40

Quarterly

18 month 

.50

$500.00

.50

Quarterly

24 month

.70

$500.00

.70

Quarterly

30 month

.85

$500.00

.85

Quarterly

36 month

1.00

$500.00

1.00

Quarterly

48 month

1.15

$500.00

1.15

Quarterly

60 month

1.44

$500.00

1.45

Quarterly

 
IRA - 6 mo.

.25

$500.00

.25

Quarterly
IRA - 12 mo.

.40

$500.00

.40

Quarterly
IRA - 18 mo.

.50

 $500.00

.50

Quarterly
IRA - 24 mo.

.70

$500.00

.70

Quarterly
IRA - 36 mo. 

1.00

$500.00

1.00

Quarterly
IRA - 48 mo.

1.15

$500.00

1.15

Quarterly
     

For savings, checking and business accounts, rates may change after the account is opened.  Fees may also reduce earnings on the account.  A penalty may be imposed for early withdrawal on Certificates of Deposit listed above.

 

*Annual Percentage Yield

 

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NOTICE: City National Bank
116 S. Blossom Shenandoah, IA 51601
(712) 246-2205

View City National Bank's Privacy Policy, CIP Policy and Security Policy.

****FDIC deposit insurance permanently increased to $250,000 per depositor****

City National Bank Opts Out of Participation in the Transaction Account Guarantee Program.

Beginning July 1, 2010, CITY NATIONAL BANK will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after June 30, 2010, funds held in non-interest bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules.